Some people say that Bhakti is already present in the jiva and then it just manifests by doing sadhana. In this Anuccheda (47), Sri Jiva Gosvami does not agree with this view. Bhakti is the intrinsic potency of Bhagavan and it is with Bhagavan and his devotees. The very reason jiva is covered by maya is because it does not have Bhakti. If jiva had Bhakti, it could not be covered by maya.